Conditions of use

The information on this website is for general information purposes only. It is not intended as legal, financial or investment advice and should not be construed or relied on as such. Before making any commitment of a legal or financial nature you should seek advice from a qualified and registered legal practitioner or financial or investment adviser. No material contained within this website should be construed or relied upon as providing recommendations in relation to any legal or financial product. Key Media does not recommend or endorse products and does not receive remuneration based upon investment or other decisions by our email recipients, publications, newsletter or website users.

Copyright © 1996-2009 Key Media Pty Ltd

Ownership of copyright
The copyright in this website and the material on this website (including without limitation the text, computer code, artwork, photographs, images, music, audio material, video material and audio-visual material on this website) is owned by Key Media Pty Ltd and its licensors.

Copyright license

Key Media Pty Ltd grants to you a worldwide non-exclusive royalty-free revocable license to:

  • view this website and the material on this website on a computer or mobile device via a web browser;
  • copy and store this website and the material on this website in your web browser cache memory; and
  • print pages from this website for your own [personal and non-commercial] use.

Key Media Pty Ltd does not grant you any other rights in relation to this website or the material on this website. In other words, all other rights are reserved.

For the avoidance of doubt, you must not adapt, edit, change, transform, publish, republish, distribute, redistribute, broadcast, rebroadcast or show or play in public this website or the material on this website (in any form or media) without Key Media Pty Ltd's prior written permission.  

Data mining
The automated and/or systematic collection of data from this website is prohibited.

You may request permission to use the copyright materials on this website by writing to or by phoning +61 2 8437 4700.  Alternatively, unless informed otherwise you may rent this material and republish at a rate of AU$2.00 per word.

Enforcement of copyright
Key Media Pty Ltd takes the protection of its copyright very seriously.

Wealth Professional forum - Terms of Use
By registering for and participating in the Wealth Professional forum, you agree to these terms and conditions applying to your use of the Wealth Professional forum. These terms and conditions of use apply to this forum on the Wealth Professional website, and to any similar features that may be implemented in this website from time to time, including (but not limited to) any bulletin boards or chat rooms. All of these features are comprised in the term "Wealth Professional forums" in these terms and conditions. 

These terms of use and other notices on this site (see our Privacy Policy) may change from time to time. These changes are at the sole discretion of the management of the Wealth Professional website. You are requested to review these terms of use and the other notices regularly in order to apprise yourself of any changes that may occur.

By participating in the Wealth Professional forum, you acknowledge that the views of persons posting queries, comments and statements to the discussion forums are not necessarily the views of Wealth Professional, and are not necessarily endorsed by Wealth Professional . The Wealth Professional  forum is intended for the exchange of information between, and points of view of, many people, and these are the points of view and statements, opinions or questions of those individuals and not of Wealth Professional .

Under no circumstances will Wealth Professional be liable in any way for any content, including, but not limited to, any errors or omissions in any content, or any loss or damage of any kind incurred as a result of the use of any content posted, emailed, transmitted or otherwise made available via the forum. You agree to indemnify Wealth Professional in relation to any loss or damage incurred by Wealth Professional and any liability to a third party that accrues to Wealth Professional as a result of your use of this website and the Wealth Professional forum in contravention of these terms and conditions.

Should content be found or reported in violation with, but not limited to, the following terms, it will be the sole discretion of the management of Wealth Professional as to what action should be taken, including suspension and/or termination of your account. Without limiting the activities which may be prohibited by these conditions by virtue of them constituting offences against the criminal or civil law, you must not post any material to this website that:

  • comprises a false or misleading statement or representation;
  • constitutes misleading or deceptive conduct;
  • is defamatory in any jurisdiction;
  • is a breach of copyright or other intellectual property right;
  • exhorts or counsels any person to commit an offence against the criminal or civil law;
  • shows nudity, partial nudity or adult content
  • contravenes publications classifications laws;
  • contravenes discrimination or anti-vilification laws; or
  • contravenes laws governing and restricting political advertising.

You may post to Wealth Professional forum only under your own username and you must not utilize the forum in a manner by which you purport to be someone else. 

The Wealth Professional website reserves the right to remove any postings to the discussion forums that contravene any of the limitations referred to above, which contain expletives or foul language, which are considered to be discourteous or which otherwise the managers of the Wealth Professional website in their sole discretion consider to be inappropriate for inclusion in the forums, and this may be done without any prior notice to the person who has contributed that posting.

The Wealth Professional website reserves the right to suspend or cancel the registration of any user who contravenes any of the terms of use that apply to use of this website and the discussion forums.

Our forum policy follows a four strike system.

1) First warning,
2) Second warning and subsequent three day ban
3) Third warning and subsequent seven day ban
4) Fourth warning permanent ban

If Wealth Professional management deems necessary, steps 1-3 may be skipped and a permanent ban issued with no prior warning, depending on the severity of the violation(s).

Wealth Professional management also has the right to access, preserve and disclose your account information and content if required to do so by law or in a good faith belief that such access preservation or disclosure is reasonably necessary to: (a) comply with legal process; (b) enforce these terms of use; (c) respond to claims that any content violates the rights of third parties; (d) respond to requests for customer service; or (e) protect the rights, property or personal safety of Wealth Professional , its users and the public. Further, Wealth Professional reserves the right to cooperate with legitimate law enforcement requests for information at its sole discretion.