A new poll from CIBC shows that 65 per cent of Canadians are starting the New Year feeling confident of reaching their financial goals. However that is a drop from the 76 per cent who felt the same a year ago. Among 45-54 year olds it’s an even gloomier picture with 58 per cent feeling confident compared to 77 per cent last year. This age group is also the least likely to have consulted a financial adviser in the last year. In other age groups 61 per cent of 55-64 year olds are positive compared to 71 per cent in 2013 while younger Canadians are still full of hope; 75 per cent of 25-44 year olds feel they will achieve their financial goals, down just one per cent from last year.